Diminished Value Appraisal in
New Hampshire
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Recover What Insurance Owes You After an Accident
SnapClaim makes it easy to recover your car’s lost value after an accident. We provide a free estimate, a fully certified appraisal report, and a ready-to-send demand letter — all within minutes. No guesswork, no waiting.
“I had no idea my car had lost that much value after the crash. SnapClaim gave me everything I needed to file the diminished value claim — I got the report in less than an hour.”
Mark
Vehicle Owner, Colorado
Filing A Diminished Value Claim In New Hampshire
In New Hampshire, if your vehicle suffered damage due to another driver’s negligence, you are eligible to file a diminished value claim. Diminished value is the difference between the cash value of your car before it was damaged and its lesser value after repairs. When your vehicle loses value from crash-related damage, you can recoup that loss through a diminished value claim.
New Hampshire diminished value law
The New Hampshire Supreme Court has recognized the right to pursue diminished value claims in the case of Copadis v. Haymond, establishing that damages may be measured by the difference in value before and after the accident, plus loss of use. Alternatively, a plaintiff may recover the reasonable cost of repair with adjustments for differences in value post-repair.
Copadis v. Haymond, 94 N.H. 103 (N.H. 1946)
Supreme Court of New Hampshire Hillsborough
Filed: 1946
Precedential status: Precedential
Citations: 94 N.H. 103, 106
The court cited Restatement (Torts) § 928, affirming that where chattel damage does not amount to total destruction, damages include either: (a) the difference in value before and after the harm, or (at the plaintiff’s election) the reasonable cost of repair with due allowance for any difference in value, and (b) compensation for loss of use.
How to file a diminished value claim in New Hampshire
Step 1. Get a free estimate. Start by checking if your vehicle qualifies for a diminished value claim. SnapClaim provides a fast, no-cost estimate to help you understand your potential recovery.
Step 2. Order your certified appraisal report. If eligible, SnapClaim will generate a professional, independent diminished value appraisal—often in minutes. This report is formatted for insurance use and backed by industry data.
Step 3. Submit your claim. Along with your appraisal, SnapClaim provides a pre-filled demand letter to send to the at-fault driver’s insurance company. This makes it easy to start the claims process without a lawyer.
Step 4. Settle your claim. Most insurers will respond with a settlement offer. You can choose to accept, negotiate, or escalate the claim. If needed, SnapClaim can help you provide documentation to support further action.
SnapClaim is designed to help you recover fair compensation with less stress, faster turnaround, and no upfront legal fees.
Money-back guarantee: If your final insurance recovery is under $1,000, SnapClaim will refund 100% of your appraisal fee. We only succeed when you do.New Hampshire
New Hampshire diminished value law
Statute of Limitations: 3 years
Third Party Diminished Value Claim: Yes
First Party Diminished Value Claim: No
Most insurance policies will exclude diminished value.
New Hampshire Property Damage Minimum Limits: $25,000 in coverage
Uninsured Motorist Coverage for Diminished Value: No coverage
Underinsured Motorist Coverage for Diminished Value: No coverage
New Hampshire Small Claims Court Limit: $10000
attorney representation and appeals are permitted
See what ourclientsare sharing about us!
“I didn’t know about diminished value until I found SnapClaim. Their report was done in minutes, and the support team explained everything clearly. I used the letter they provided and ended up with an extra $3,200. Super easy.”
“SnapClaim helped me file a diminished value claim after repairs. The process was smooth, fast, and I received more money than expected. Their team handled everything so I could focus on getting my car and life back to normal.”
“I uploaded my repair estimate and got a professional report the same day. SnapClaim made everything so simple. Their platform saved me hours of back-and-forth with insurance and got me a solid payout”
“After my car was totaled, SnapClaim gave me a fair market value report that clearly beat the insurance offer. I submitted it with my claim and they increased the payout. The process was fast, fair, and worth every penny."
“SnapClaim made a huge difference for me. I had no clue how to value my vehicle post-accident. Their diminished value report was detailed, with comps and expert review. I sent it in and got a great settlement in less than a week. Truly amazing.”
“SnapClaim is a game-changer. I used their fair market value report after a total loss, and it helped me negotiate a much better offer. The design, speed, and clarity of the report made a real difference with my adjuster..”
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