Diminished Value Appraisal in
South Carolina
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Recover What Insurance Owes You After an Accident
SnapClaim makes it easy to recover your car’s lost value after an accident. We provide a free estimate, a fully certified appraisal report, and a ready-to-send demand letter — all within minutes. No guesswork, no waiting.
“I had no idea my car had lost that much value after the crash. SnapClaim gave me everything I needed to file the diminished value claim — I got the report in less than an hour.”
Mark
Vehicle Owner, Colorado
Filing A Diminished Value Claim In South Carolina
South Carolina diminished value law
South Carolina is a state that allows drivers to file a diminished value claim if the accident wasn’t their fault. The statute of limitations for diminished value claims is three years from the date of loss. Diminished value claims can be filed with the at-fault party’s insurance company and with your own insurance company if the responsible party is uninsured or flees the scene.
Newman v. Brown, 228 S.C. 472, 477, 90 S.E.2d 649, 652 (1955)
Supreme Court of South Carolina
Filed: 1955
Precedential status: Precedential
Citations: 228 S.C. 472, 90 S.E.2d 649
The court ruled that the cost of repairs plus the remaining diminution in value of the property will ordinarily be the proper measure of damages.
If your vehicle is repairable, you’re legally entitled to the cost of repairs, loss of use, and diminished value compensation for any lost market value.
When an insurance company is refusing to make a fair settlement offer, South Carolina offers a great alternative to small claims court. It’s called South Carolina Property Damage Arbitration. It’s a form of legal action that you can take to resolve a dispute with the at-fault driver’s insurance company. Property Damage Arbitration is filed in the Court of Common Pleas and there is a $10 filing fee.
To file for arbitration, you must complete a claim of property damage form and it must be filed in the court of common pleas where you reside or in the county where the accident occurred.
If you file for arbitration, you’ll need evidence to prove your claim which may include an independent diminished value appraisal, your repair estimate, and any other evidence proving your diminished value claim.
How to file a diminished value claim in South Carolina
Step 1. Get a free estimate. Start by checking if your vehicle qualifies for a diminished value claim. SnapClaim provides a fast, no-cost estimate to help you understand your potential recovery.
Step 2. Order your certified appraisal report. If eligible, SnapClaim will generate a professional, independent diminished value appraisal—often in minutes. This report is formatted for insurance use and backed by industry data.
Step 3. Submit your claim. Along with your appraisal, SnapClaim provides a pre-filled demand letter to send to the at-fault driver’s insurance company. This makes it easy to start the claims process without a lawyer.
Step 4. Settle your claim. Most insurers will respond with a settlement offer. You can choose to accept, negotiate, or escalate the claim. If needed, SnapClaim can help you provide documentation to support further action.
SnapClaim is designed to help you recover fair compensation with less stress, faster turnaround, and no upfront legal fees.
Money-back guarantee: If your final insurance recovery is under $1,000, SnapClaim will refund 100% of your appraisal fee. We only succeed when you do.
South Carolina diminished value law
Statute of Limitations: 3 years
Third Party Diminished Value Claim: Yes
First Party Diminished Value Claim: No
Most insurance policies will exclude diminished value.
South Carolina Property Damage Minimum Limits: $25,000 in coverage
Uninsured Motorist Coverage for Diminished Value: Yes, $25,000 in coverage is required. It includes coverage for hit and run drivers.
Underinsured Motorist Coverage for Diminished Value: Yes, it is an optional coverage
South Carolina Small Claims Court Limit: $7,500
attorney representation and appeals are permitted
See what ourclientsare sharing about us!
“I didn’t know about diminished value until I found SnapClaim. Their report was done in minutes, and the support team explained everything clearly. I used the letter they provided and ended up with an extra $3,200. Super easy.”
“SnapClaim helped me file a diminished value claim after repairs. The process was smooth, fast, and I received more money than expected. Their team handled everything so I could focus on getting my car and life back to normal.”
“I uploaded my repair estimate and got a professional report the same day. SnapClaim made everything so simple. Their platform saved me hours of back-and-forth with insurance and got me a solid payout”
“After my car was totaled, SnapClaim gave me a fair market value report that clearly beat the insurance offer. I submitted it with my claim and they increased the payout. The process was fast, fair, and worth every penny."
“SnapClaim made a huge difference for me. I had no clue how to value my vehicle post-accident. Their diminished value report was detailed, with comps and expert review. I sent it in and got a great settlement in less than a week. Truly amazing.”
“SnapClaim is a game-changer. I used their fair market value report after a total loss, and it helped me negotiate a much better offer. The design, speed, and clarity of the report made a real difference with my adjuster..”
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