Diminished Value State Laws
Know Your Rights After an Accident
If your vehicle lost value after an accident that was not your fault, you may be entitled to compensation—even if repairs were completed. This loss in resale value is known as Diminished Value, and in most states, the law allows you to file a claim against the at-fault driver’s insurance company. Many drivers aren’t aware that insurance companies are often obligated to pay for this loss—but only if you haven’t already signed a full release of liability. That’s why understanding your state’s specific laws is critical. Each state sets its own rules around Diminished Value claims: – Some require insurers to pay for diminished value. – Others limit or restrict claims depending on vehicle age, mileage, or accident details. – A few states follow the “at-fault” standard strictly, while others apply broader rules.
How to Use This Page
Select your state from the list below to view a detailed explanation of Diminished Value laws and claim guidelines specific to your location. We’ve organized everything by state to help you quickly understand:
– Whether you're eligible to file a Diminished Value claim
– What supporting documents you’ll need
– Time limits or restrictions that may apply
– Legal precedents or consumer protections in your area
⚖️ Disclaimer: We make every effort to keep this information accurate and up to date. However, insurance laws can change, and interpretations may vary by case. Before taking action, we strongly recommend consulting with a qualified attorney or speaking with your insurance adjuster to confirm how Diminished Value laws apply to your specific situation.
Choose your state to begin:
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